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 Monthly car payment calculator, Monthly car payment calculator
z_phantm
post Apr 7 2008, 22:07
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does anyone know any apps that does a monthly car payment calculator? I was car shopping and was trying to figure out the monthly payments w/o having the dealer do it for me, it's just a lot easier and less pressure on me. I was wondering if someone would be nice enough to come up w/ an app for this, just like the tip calculator. the formula is:
The formula has a principal, P, interest rate, r, and number of monthly payments, m. ^ means exponent.



P ( r / 12 )
-------------------------
(1 - ( 1 + r / 12 ) )^-36
For example, a 3 year (36 month) loan of $15,000 at 7% interest would look like this:



15000 ( 0.07/ 12 )
------------------------------
(1 - ( 1 + 0.07 / 12 ) )^-36
The payment for this car will be $463.16 per month.


Thanks much again!!!

This post has been edited by z_phantm: Apr 7 2008, 22:08
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ascian
post Apr 8 2008, 05:38
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I'm new to all this, but maybe try searching for a financial calculator program? It's just simple time-value of money stuff. financial calculators or stuff like the TI graphing calculators have the apps normally built in.

Sorry if you're reading this and going "well no s***" I don't know how familiar you are with the calculations and I don't know where to look yet for BJ apps as I just ordered mine today.
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jonnyt822
post Sep 24 2008, 18:27
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QUOTE(z_phantm @ Apr 7 2008, 17:07) *
does anyone know any apps that does a monthly car payment calculator? I was car shopping and was trying to figure out the monthly payments w/o having the dealer do it for me, it's just a lot easier and less pressure on me. I was wondering if someone would be nice enough to come up w/ an app for this, just like the tip calculator. the formula is:
The formula has a principal, P, interest rate, r, and number of monthly payments, m. ^ means exponent.



P ( r / 12 )
-------------------------
(1 - ( 1 + r / 12 ) )^-36
For example, a 3 year (36 month) loan of $15,000 at 7% interest would look like this:



15000 ( 0.07/ 12 )
------------------------------
(1 - ( 1 + 0.07 / 12 ) )^-36
The payment for this car will be $463.16 per month.


Thanks much again!!!


What I did, I make a Excel document with the formula of how to calculate the APR. I saved the Excel doc in my cellphone and I just edited the excel sheet.
Attached File(s)
Attached File  APR.zip ( 1.62K ) Number of downloads: 10
 
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