I said i would "definately think about this as, what had first began as an idea, I realised I was in a position of bargaining here, so with this info I went into Carphone warehouse, and asked the guy there - I wanted to pay no more than £50/month and get the phone for free, He advised me on T-mobile - I could have this, BUT I had to take out their insurance package (hmmm) - anyway I thought ok, Ill just cancel it after the first payment so then the phone would have only cost be about £40 quid, I then got the phone played with it for about an hour - nice phone, but Symbian OS - So posted it on Ebay for £350.00 - on a Buy Now, (i Wanted quick sale) - it sold about a couple of hours later and the guy paid straight away, part one is done, - the next morning, after finally settling on the P3300 I put in an order at www.expansys.com (cost about 352.00 inc p+P)(the price has gone up on these there since) - and would have to wait for about 10 days for stock to arrive, well it arrived on the following wednesday at 7.20am - fantastic!!!
A few days later i got the paper work for this phone insurance and thought - lets see if i can call them up and ask for it to be cancelled - and they did it - just like that, and they wont be taking any money either for the first payment (If i couldnt have cancelled it I might then have tried to recall the DD)
So all in all the phone has actually only cost me about £24 quid intotal (taking into account ebay fees and p+p for the nokia - for which if i had sold it for slightly higher would have wiped my costs out)
I most probably will be doing this again unless - phone operators release untampered phones and have good data packages etc - most definately worth trying if you are after that phone you have your eye on...