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    Expansys now offering 0% credit on device purchases


    In a move that is quite unusual, Expansys are now offering 10 months 0% credit on device purchases over £350.

    Detailed in this blog post, the new scheme is provided in partnership with V12 Retail Finance Limited and is in tandem with conventional finance options (15.9% APR) for 12 or 24 month terms. A 10% deposit is required in both cases.

    The application process is carried out online and apparently 'takes 5 minutes to complete. You’ll get your decision in less than 30 seconds and you’re good to go.;

    Full details can be found at http://www.expansys.com/finance

    Given the speed at which gadgets are superceded nowadays the 10 month term is probably plenty. Thoughts? A good thing? A bad thing?

    [Note: MoDaCo does not endorse this scheme in any way, this post is purely for information purposes.]


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    minor typo on the finance url there's a trailing period included.

    Interesting idea though, bit like the old mail order shopping catalogues with the short payment term.

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    Sounds like a good way of matching a low price sim only deal with a high end handset, without needing to pay out as much initially. Effectively it's similar to the old 12 month contracts, but with a better choice of (unlocked) handsets and contracts.

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