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Expansys now offering 0% credit on device purchases

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In a move that is quite unusual, Expansys are now offering 10 months 0% credit on device purchases over £350.

Detailed in this blog post, the new scheme is provided in partnership with V12 Retail Finance Limited and is in tandem with conventional finance options (15.9% APR) for 12 or 24 month terms. A 10% deposit is required in both cases.

The application process is carried out online and apparently 'takes 5 minutes to complete. You’ll get your decision in less than 30 seconds and you’re good to go.;

Full details can be found at http://www.expansys.com/finance

Given the speed at which gadgets are superceded nowadays the 10 month term is probably plenty. Thoughts? A good thing? A bad thing?

[Note: MoDaCo does not endorse this scheme in any way, this post is purely for information purposes.]

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minor typo on the finance url there's a trailing period included.

Interesting idea though, bit like the old mail order shopping catalogues with the short payment term.

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Great stuff! I hope they stock the Galaxy Note 3, I have a feeling that will be my next phone.

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Sounds like a good way of matching a low price sim only deal with a high end handset, without needing to pay out as much initially. Effectively it's similar to the old 12 month contracts, but with a better choice of (unlocked) handsets and contracts.

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